Largo Short-Term Rental Regulation: A Guide For Airbnb Hosts

What are Short-Term Rental (Airbnb, VRBO) Regulations in Largo, Florida?

Largo, a city in Pinellas County, Florida, has seen an increase in short-term rentals through platforms like Airbnb and VRBO in recent years. The city has implemented regulations for these rentals to balance the needs of property owners, visitors, and long-term residents.

Starting a Short-Term Rental Business in Largo

To operate a short-term rental in Largo, owners must comply with the city's vacation rental ordinance adopted in 2018. Key requirements include:

• Obtaining a compliance inspection from the Community Standards Division and a Life Safety inspection from the Fire Department before renting the property
• Designating a responsible party who is available 24/7 to resolve any issues or concerns with the rental
• Posting required safety information for guests inside the rental unit
• Adhering to maximum occupancy limits and parking requirements set by the city

It's important to note that these regulations do not replace or alter any requirements imposed by the State of Florida, such as state licensure or sales tax. Property owners must also comply with any additional rules their homeowners association (HOA) or property owners association (POA) set.

Despite these regulations, some property owners have faced challenges with troublesome rentals. In 2016, police responded to a house party complaint at a 5,000-square-foot Airbnb rental in Largo's Kent Place area, where they observed approximately 75 juveniles crammed into the house.

To address such issues, the Largo City Commission has discussed implementing additional regulations, such as requiring business tax receipts and certificates of registration. However, some commissioners have cautioned against overburdening responsible property owners, noting that the vast majority of short-term rentals in Largo operate quietly and without negative impacts on their neighborhoods.

Property owners interested in starting a short-term rental business in Largo must carefully review the city's vacation rental ordinance and schedule the required inspections before listing their property. By working with local officials and complying with all applicable regulations, owners can successfully operate short-term rental businesses while minimizing potential conflicts with neighbors and the community.

Short-Term Rental Licensing Requirement in Largo

Property owners must obtain the necessary licenses and registrations from the city and state to legally operate and launch a short-term rental in Largo. The key requirements include:

1. City of Largo Short-Term Rental Permit: All STRs in Largo must obtain a permit from the city's Community Standards Division. This involves submitting an application, paying the required fees, and passing two separate inspections - a compliance inspection conducted by the Community Standards Division and a Life Safety inspection conducted by the Fire Department.
2. Florida Department of Business and Professional Regulation (DBPR) License: If the STR qualifies as a "transient public lodging establishment" under Florida law, the owner must also obtain a license from the DBPR. This license ensures compliance with state regulations related to safety, sanitation, and other operational standards.
3. Florida Department of Revenue Registration: STR owners are required to register with the Florida Department of Revenue to collect and remit applicable taxes, including sales tax, tourist development tax, and transient rental tax.

Failure to obtain the necessary licenses or adhere to the city's STR regulations can result in fines, delays in starting the rental business, and other penalties. It's important to note that Largo's licensing requirements do not replace or alter any obligations imposed by the state, such as the DBPR license or tax registration.

In addition to city and state licensing, STR owners in Largo must also comply with any rules and restrictions set by their homeowners association (HOA) or property owners association (POA). These associations may have additional regulations or even prohibit short-term rentals altogether.

To streamline the licensing process, the City of Largo provides resources and guidance for STR owners, including necessary forms and contact information for scheduling inspections. Property owners can successfully operate short-term rentals in Largo while minimizing potential issues with neighbors or the community by working closely with local officials and ensuring compliance with all applicable regulations.

Required Documents for Largo Short-Term Rentals

Property owners must submit several required documents when registering their short-term rental to ensure compliance with Largo's vacation rental ordinance. These documents help the city verify that the rental property meets all necessary safety standards and operational requirements. Key documents include:

1. Short-Term Rental Permit Application: Owners must complete and submit the city's official permit application form, providing detailed information about the property, owner, and designated responsible party.
2. Proof of Property Ownership: Applicants must provide documentation confirming their ownership of the rental property, such as a property appraiser record or deed.
3. Floor Plan: A building sketch or floor plan must be submitted, showing the layout of all bedrooms, common areas, exits, and stairways. This plan is used to determine the maximum occupancy allowed for the rental property.
4. Parking Plan: Owners must provide a sketch of the property's off-street parking spaces, clearly indicating the number of available spaces and any garage access provided to guests.
5. Responsible Party Designation Form: The name and contact information for the rental's designated responsible party must be submitted using the city's official form. This person must be available 24/7 to respond to any issues or concerns related to the rental property. If the owner is not available 24/7, a co-host or property manager can take their place.
6. Interior Posting: A copy of the required interior posting for guests must be provided, which includes important safety information such as the nearest hospital, evacuation instructions, and maximum occupancy limits.
7. Exterior Posting: If not using the City of Largo Police Department's Emergency Decal Registration system, a photo or sketch of the exterior posting with the responsible party's contact information must be submitted.

In addition to these required documents, short-term rental owners must also schedule and pass two separate inspections - a compliance inspection conducted by the Community Standards Division and a Life Safety inspection conducted by the Fire Department. These inspections must be completed in the specified order before the rental property can legally operate.

By carefully compiling and submitting all required documents and passing the necessary inspections, short-term rental owners in Largo can demonstrate their commitment to operating safe, compliant, and neighborly vacation rentals. The city's registration process helps ensure a level playing field for all owners while protecting the quality of life for permanent residents.

Largo Short-Term Rental Taxes

In addition to licensing and registration requirements, short-term rental owners in Largo must also collect and remit applicable taxes. These taxes help fund local tourism marketing efforts, beach renourishment projects, and other essential services. Key taxes include:

1. Pinellas County Tourist Development Tax (TDT): Also known as the "bed tax," this 6% tax applies to all short-term rentals of 6 months or less. STR owners must register with the Pinellas County Tax Collector's office to collect and remit this tax on a monthly basis.
2. Florida Sales Tax: The state of Florida imposes a 6% sales tax on all short-term rentals. This tax is collected in addition to the TDT and must be remitted to the Florida Department of Revenue.
3. Largo Sales Tax: The City of Largo levies a 1% sales tax on all transactions, including short-term rentals. This tax is collected by the Florida Department of Revenue along with the state sales tax.

STR owners in Largo must collect and remit 13% in taxes on all rental income. It's important to note that some online booking platforms, such as Airbnb and VRBO, may collect and remit these taxes on behalf of the owner. However, the ultimate responsibility for compliance lies with the property owner.

Failure to collect and remit applicable taxes can result in significant penalties and interest charges. STR owners should maintain accurate records of all rental transactions and tax payments to ensure compliance with state and local requirements.

The Pinellas County Tax Collector's office provides resources and guidance for STR owners, including information on registering for a tourist development account, collecting taxes from guests, and remitting taxes to the appropriate authorities. By staying informed and diligent about tax obligations, short-term rental owners in Largo can avoid potential legal issues and contribute to the local economy.

It's worth noting that tax revenue from short-term rentals plays a crucial role in supporting Largo's tourism industry and infrastructure. In March 2023 alone, the county collected over $37,000 in tourist development taxes from apartment rentals and over $8,500 from bed and breakfasts. By complying with tax requirements, STR owners help ensure that these vital funds continue to support the community.

Florida Wide Short-Term Rental Rules

Florida has a set of statewide regulations that govern short-term rentals, which are defined as any unit or group of units in a condominium, cooperative, or individually owned single-family, two-family, or four-family house or dwelling unit that is rented to guests more than three times a year for periods of less than 30 days or 1 calendar month, whichever is less.

Under Florida law, property owners who wish to operate a short-term rental must obtain a license from the Department of Business and Professional Regulation (DBPR). This requirement applies to rentals that are offered more than three times in a calendar year for stays of less than 30 days.

However, a significant exemption exists for property owners who rent out individual rooms rather than entire units. Renting out single rooms or multiple rooms that do not constitute a full dwelling unit does not require a DBPR license, as these are not considered public lodging establishments.

When applying for a DBPR vacation rental license, property owners can include multiple units of the same type (e.g., several condos or several single-family homes) on a single application. However, condos and single-family dwellings cannot be combined under the same license.

Unlike hotels and restaurants, vacation rentals in Florida do not require an opening inspection. The only mandated inspection for short-term rentals is a Certificate of Balcony Inspection for railings, stairwells, and balconies that are not shared by the entire building.

It's important to note that while the state sets these baseline requirements, local governments in Florida are allowed to impose additional regulations on short-term rentals. Many cities and counties have adopted ordinances that go beyond the state's rules, such as requiring local permits, setting occupancy limits, or restricting rentals in certain zoning districts.

Property owners who fail to comply with state or local short-term rental regulations may face significant penalties. Some Florida cities impose fines of $500 to $1,000 or more per day for operating a rental without proper registration or permits.

In addition to obtaining the necessary licenses and permits, short-term rental operators in Florida are also responsible for collecting and remitting state and local taxes on their rental income. These taxes typically include the state sales tax (6%) and county-level tourist development taxes, which can range from 1% to 6% depending on the jurisdiction.

Overall, while Florida's statewide short-term rental regulations provide a foundation for property owners, it's crucial to also research and comply with any additional rules set by local governments. Short-term rental operators can run successful and compliant businesses in the Sunshine State by staying informed and adhering to all applicable laws.

Does Largo Strictly Enforce STR Rules?

Based on discussions among short-term rental owners and investors on platforms like BiggerPockets and Reddit, it appears that Largo actively enforces its vacation rental regulations, although perhaps not as strictly as some other Florida cities.

On the BiggerPockets forums, one investor shared their experience operating a short-term rental in Largo. They noted that while the city does require permits and inspections, the process was relatively straightforward, and the city officials were helpful in providing guidance. However, they also mentioned that Largo has been increasing its enforcement efforts in recent years, with code enforcement officers monitoring listings and issuing warnings or fines for non-compliant properties.

Compared to some other Florida cities like Miami Beach, which has banned short-term rentals in most residential areas and imposes fines up to $20,000 for violations, Largo's regulations and enforcement may seem less severe. However, the city does appear to be taking a more proactive approach to ensuring compliance with its STR ordinance.

Some users have expressed mixed opinions about Largo's Airbnb friendliness on Reddit. While the city does allow short-term rentals in most areas, subject to permitting and inspection requirements, some hosts have reported difficulties navigating the regulations or dealing with neighbor complaints. Others, however, have had positive experiences and appreciate the city's efforts to balance the needs of property owners and residents.

Despite the challenges, many hosts continue to operate short-term rentals in Largo, particularly in popular tourist areas near the beach. On BiggerPockets, several investors have shared their success stories and strategies for running profitable STRs in the city, such as focusing on high-end properties or offering unique amenities to attract guests.

Overall, while Largo may not be the most Airbnb-friendly destination compared to cities with looser regulations, it is still possible to operate a successful short-term rental business there. Hosts who are diligent about compliance and maintain good relationships with neighbors and city officials are more likely to thrive in this market. As one Reddit user put it, "Largo is a great place for vacation rentals, but you have to be willing to play by the rules and put in the work to keep your property up to code."

How to Start a Short-Term Rental Business in Largo

If you're interested in starting a short-term rental business in Largo, Florida, here are the key steps to follow:

1. Research local regulations: Thoroughly review Largo's vacation rental ordinance and any additional rules set by your homeowners association (HOA) or property owners association (POA). Ensure that your property is eligible for short-term rentals and understand the city's permitting, inspection, and operational requirements.
2. Obtain necessary licenses and permits: Apply for a Short-Term Rental Permit from the City of Largo's Community Standards Division. Schedule and pass the required compliance inspection and Life Safety inspection. If your property qualifies as a transient public lodging establishment, you'll also need a license from the Florida Department of Business and Professional Regulation (DBPR).
3. Register with tax authorities: Register with the Florida Department of Revenue to collect and remit applicable state and local taxes, including sales and tourist development taxes. Set up an account with the Pinellas County Tax Collector's office to remit the county's Tourist Development Tax (TDT) on a monthly basis.
4. Prepare your property: Ensure that your rental property meets all safety and operational standards required by the city and state. This may include installing smoke detectors, fire extinguishers, and emergency lighting. Develop a floor plan and parking plan to submit with your permit application.
5. Designate a responsible party: Choose a responsible party who will be available 24/7 to respond to any issues or concerns related to your rental property. This person's contact information must be provided to the city and posted on the exterior of the rental unit.
6. Create a compelling listing: Take high-quality photos of your property and write an engaging description that highlights its unique features and amenities. Be transparent about any house rules or restrictions, such as occupancy limits or quiet hours.
7. Choose a booking platform:List your property on popular vacation rental sites like Airbnb, VRBO, or Booking.com. Consider using a channel manager to synchronize your listings across multiple platforms and avoid double bookings.
8. Set competitive rates: Research the rates of similar properties in Largo to ensure that your pricing is competitive. Consider adjusting your rates based on seasonal demand and any special events or festivals in the area.
9. Develop a guest communication strategy: Create a system for promptly responding to guest inquiries, providing check-in instructions, and addressing any issues that may arise during their stay. Consider using automated messaging tools to streamline communication.
10. Arrange for cleaning and maintenance:Hire a reliable cleaning service to ensure that your property is spotless between guest stays. Develop a maintenance schedule to address any repairs or upgrades needed to keep your rental in top condition.

By following these steps and remaining compliant with Largo's vacation rental rules, you can build a successful short-term rental business in this popular Florida destination. While the city's regulations may present some challenges, with careful planning and attention to detail, you can create a profitable and sustainable rental property that attracts satisfied guests year after year.

Who to Contact in Largo about Short-Term Rental Regulations and Zoning?

If you have questions or concerns about short-term rental regulations and zoning in Largo, there are several key contacts who can provide guidance and assistance:

Largo Community Standards Division: The Community Standards Division administers the city's vacation rental ordinance and handles the permitting and inspection process for short-term rentals. You can contact them at:

Largo Community Standards Division
201 Highland Avenue
Largo, FL 33770
Phone: (727) 587-6749
Email: codes@largo.com

Largo Planning Division: The Planning Division can provide information about zoning districts where short-term rentals are permitted and any specific regulations that may apply to your property. Contact them at:

Largo Planning Division
201 Highland Avenue
Largo, FL 33770
Phone: (727) 586-7490
Email: planning@largo.com

Largo Fire Department: The Fire Department conducts the required Life Safety inspection for short-term rentals. To schedule an inspection or ask questions about fire safety requirements, contact them at:

Largo Fire Department
201 Highland Avenue
Largo, FL 33770
Phone: (727) 587-6714
Email: fire@largo.com

Pinellas County Tax Collector: For questions about registering to collect and remit the county's Tourist Development Tax (TDT), contact the Pinellas County Tax Collector's office:

Pinellas County Tax Collector
315 Court Street
Clearwater, FL 33756
Phone: (727) 464-7777
Email: touristtax@taxcollect.com

Florida Department of Business and Professional Regulation (DBPR): If your property qualifies as a transient public lodging establishment, you'll need to obtain a license from the DBPR. Contact their Division of Hotels and Restaurants for more information:

Division of Hotels and Restaurants
Department of Business and Professional Regulation
2601 Blair Stone Road
Tallahassee, FL 32399
Phone: (850) 487-1395
Email: dhr.info@myfloridalicense.com

By reaching out to these key contacts, you can get the information and support you need to ensure that your long-term rental business in Largo fully complies with all applicable regulations and zoning requirements. Don't hesitate to ask questions and seek guidance throughout the process to avoid any potential pitfalls and maintain a successful rental operation.

What Do Airbnb Hosts in Largo on Reddit and Bigger Pockets Think about Local Regulations?

On forums like Reddit and BiggerPockets, short-term rental hosts and investors in Largo have shared their experiences and opinions about the city's vacation rental regulations. Here are a few notable examples:

Reddit user "LargoSTRHost" expressed satisfaction with the city's permitting process, stating that while it does require some upfront work, the Community Standards Division staff were helpful and responsive in guiding them through the application and inspection requirements. They also appreciated that Largo allows short-term rentals in most residential areas, subject to the necessary approvals.

In a BiggerPockets forum thread titled "Largo, FL - Short-Term Rental Experience," several investors discussed their challenges and successes with operating STRs in the city. One user, "SuncoastInvestor," shared that they had to make some minor upgrades to their property to pass the Life Safety inspection, but overall found the process manageable. They also noted that their rental has performed well, with consistent bookings and positive guest reviews.

Another BiggerPockets user, "PinellasSTROwner," cautioned that while Largo's regulations are generally reasonable, hosts should be prepared for the possibility of neighbor complaints or increased scrutiny from the city. They recommended being proactive in communicating with neighbors and maintaining a high standard of property maintenance to avoid potential issues.

Reddit user "LargoAirbnbHost" shared their frustration with the city's occupancy limits, which cap the number of guests based on the property's square footage and number of bedrooms. They felt that these limits were overly restrictive and made it difficult to accommodate larger families or groups, potentially limiting their rental income.

In a Reddit thread titled "Investing in Largo, FL Vacation Rentals," user "GulfCoastSTR" advised potential investors to carefully review the city's zoning map and permitting requirements before purchasing a property for short-term rental use. They emphasized the importance of due diligence and working closely with local officials to ensure compliance and avoid costly mistakes.

Overall, the sentiment among Airbnb hosts and investors in Largo seems to be that while the city's regulations do present some challenges and limitations, they are generally manageable for those who are committed to compliance and maintaining a high-quality rental property. Many hosts appreciate the city's efforts to balance the needs of property owners and residents, even if they don't always agree with every aspect of the rules.

As one BiggerPockets user put it, "Largo's STR regulations are not perfect, but they're a lot more reasonable than some other Florida cities. If you do your homework, follow the rules, and provide a great experience for your guests, you can definitely succeed as a short-term rental host here."

Disclaimer: While we here at BNBCalc strive to keep all of our city regulation guides updated and accurate with all the latest local laws, we still do not suggest using them as your sole or primary source for local regulations. We also do not recommend you rely on the third-party sources we link to or reference, and we are not responsible for any of the information on these third-party sites. These guides are for entertainment purposes only and only provide basic information and should not be considered as legal advice.

We highly recommend directly contacting the responsible parties for each city and hearing what their officials have to say. Ultimately, it's your responsibility as an investor to ensure you fully comply with the local laws, and it's best to speak with professionals before making an investment decision.