Sainte-Thérèse, Canada Short-Term Rental Regulation: A Guide For Airbnb Hosts

What are Short-Term Rental (Airbnb, VRBO) Regulations in Sainte-Thérèse, Canada?

Short-term rentals, such as those listed on Airbnb and VRBO, have become increasingly popular in Sainte-Thérèse and across Canada in recent years. However, hosts looking to start a short-term rental business in Sainte-Thérèse need to be aware of the various regulations and bylaws that govern this activity.

Starting a Short-Term Rental Business in Sainte-Thérèse

To legally operate a short-term rental in Sainte-Thérèse, hosts must obtain a classification certificate from the Corporation de l'industrie touristique du Québec (CITQ). As of May 1, 2020, it is mandatory to display the establishment number on all advertisements for the rental property, both online and offline.

The application process for the CITQ attestation requires submitting a notice of compliance confirming adherence to tourist accommodation establishment standards. This notice can be obtained from the CITQ website.

It's important to check with the local permits office to confirm if a property is located in an area authorized for tourist rentals. If so, a commercial or professional activity occupancy permit is needed, which outlines the permitted uses in line with the city's urban planning bylaws. This permit must be displayed in the rental space.

Short-Term Rental Licensing Requirement in Sainte-Thérèse

To legally operate a short-term rental (STR) in Sainte-Thérèse, hosts must obtain a classification certificate from the Corporation de l'industrie touristique du Québec (CITQ). The CITQ is the provincial body responsible for regulating tourist accommodations in Quebec.

The application process for the CITQ attestation involves the following steps:

• Submit a notice of compliance confirming the rental property meets tourist accommodation establishment standards. This form can be downloaded from the CITQ website.
• Provide proof of $2 million in civil liability insurance coverage for the rental property.
• Pay the applicable fees, which vary based on the type and size of the accommodation. As of 2023, the base fee for a tourist home with 1-5 bedrooms is $308.16.
• Allow 4-6 weeks for the CITQ to process the application and issue the classification certificate.

Once approved, the CITQ establishment number must be prominently displayed on all advertisements for the STR property, both online and offline. This is a mandatory requirement as of May 1, 2020.

In addition to the CITQ attestation, STR hosts in Sainte-Thérèse may need to obtain a commercial or professional activity occupancy permit from the local permits office. This confirms the property is located in an area zoned for tourist rentals and outlines the permitted uses in line with the city's urban planning bylaws. The specific permit requirements and fees can vary, so it's best to contact the Sainte-Thérèse permits office directly for guidance.

Failure to comply with the CITQ licensing requirements or local zoning bylaws can result in significant penalties for STR operators. Under the new provincial law effective as of 2023, hosts who provide false registration information can face fines of up to $50,000. Municipalities may impose additional fines for zoning violations. For example, in the nearby city of Montreal, fines for illegal STRs can reach up to $50,000 for repeat offenders.

To avoid penalties and ensure compliance, prospective STR hosts in Sainte-Thérèse should carefully review the licensing requirements, submit their CITQ attestation application well in advance of launching their rental, and verify that their property is appropriately zoned for short-term tourist accommodations. By following these regulations, hosts can operate their rental business legally and responsibly.

Required Documents for Sainte-Thérèse Short-Term Rentals

To legally operate a short-term rental in Sainte-Thérèse, hosts must obtain the following documents:

CITQ Classification Certificate: This certificate from the Corporation de l'industrie touristique du Québec (CITQ) confirms the rental property meets provincial tourist accommodation standards. The application requires submitting a notice of compliance form, proof of insurance, and applicable fees.

Establishment Number: As of May 1, 2020, it is mandatory to display the CITQ establishment number on all advertisements for the rental property, both online and offline.

Commercial or Professional Activity Occupancy Permit: Issued by the local Sainte-Thérèse permits office, this permit confirms the property is located in an area zoned for tourist rentals and outlines the permitted uses in line with the city's urban planning bylaws. Contact the permits office directly for specific requirements and fees.

Proof of Primary Residence: For rentals that are the host's primary residence, documentation may be required to prove the host lives there at least 275 days per year. Acceptable proof includes driver's license, voter registration, tax documents, or recent utility bills in the host's name.

Land Use Authorization: In some cases, the city planning department may need to provide authorization confirming the property's zoning allows for short-term rentals.

Floor Plan: A floor plan of the short-term rental space is often required, ideally showing room labels, locations of fire extinguishers, smoke/CO alarms, and emergency information. Hand-drawn plans are acceptable if detailed and properly labeled.

Proof of Insurance: Hosts must provide a certificate of insurance showing valid liability coverage for the rental property, typically with a minimum of $1-2 million in coverage.

Fire Safety Plan: For larger properties with 5+ bedrooms, a detailed fire safety plan may be required, including emergency procedures and contact information for property representatives who can assist fire services in an emergency response.

While the exact requirements can vary, these core documents help ensure short-term rentals in Sainte-Thérèse operate legally, safely, and in compliance with municipal bylaws and provincial regulations. Hosts should carefully review the city's latest short-term rental ordinances and consult with local officials to confirm they have all required permits and paperwork in order before launching their rental.

Sainte-Thérèse Short-Term Rental Taxes

When operating a short-term rental business in Sainte-Thérèse, Quebec, several types of taxes apply at the federal, provincial, and municipal levels. Understanding and complying with these tax obligations is crucial for hosts.

Federal Taxes

Goods and Services Tax (GST): STRs are subject to the federal GST of 5% on the rental price, including cleaning fees, for stays of 30 nights or less. If your total annual STR revenue exceeds $30,000 in a 12-month period, you must register for and collect GST from your guests.

Provincial Taxes

Quebec Sales Tax (QST): The provincial QST of 9.975% applies to STRs in addition to the GST, for a combined rate of 14.975% on stays of 30 nights or less.

Lodging Tax: A lodging tax of 3.5% of the listing price and cleaning fee applies to STRs for reservations of 31 nights or less in Quebec.

Municipal Taxes

While Sainte-Thérèse does not currently impose a specific municipal tax on STRs, some nearby cities like Montreal have implemented accommodation taxes. It's important to check with local authorities for any applicable municipal taxes.

Hosts are responsible for collecting and remitting these taxes to the appropriate authorities. Platforms like Airbnb may collect and remit some taxes on behalf of hosts in certain jurisdictions, but hosts should verify their obligations.

Income Taxes

In addition to sales and lodging taxes, STR income is subject to federal and provincial income taxes. Hosts must report their rental income on their personal tax returns, typically using Form T776 for rental income and expenses. Quebec residents may have additional provincial filing requirements.

The applicable income tax rate depends on the host's total taxable income and tax bracket. Combined federal and provincial income tax rates in Quebec can reach over 50% for top earners.

Possible Deductions

STR hosts can deduct eligible expenses to reduce their taxable rental income. Some common deductions include:

1. Insurance premiums
2. Property taxes
3. Utilities
4. Repairs and maintenance
5. Advertising fees
6. Property management fees
7. Mortgage interest (but not principal payments)

Keeping accurate records of all income and expenses is essential to support any deductions claimed.

Hosts should consult with a qualified tax professional to ensure they are meeting all their tax obligations and optimizing their deductions. Failure to comply with STR tax requirements can result in penalties and fines.

By understanding the various taxes applicable to STRs in Sainte-Thérèse and across Quebec, hosts can budget accordingly, set appropriate rental rates, and operate their rental business in compliance with the law. Proper tax planning and reporting also helps maximize the financial benefits of running a short-term rental.

Quebec Wide Short-Term Rental Rules

In addition to municipal regulations, short-term rental hosts in Sainte-Thérèse must comply with several provincial laws and requirements in Quebec:

Tourist Accommodation Act: As of September 1, 2022, the Tourist Accommodation Act requires all short-term rental properties to register with the Corporation de l'industrie touristique du Québec (CITQ) and obtain a registration number. This applies to any rental offered for periods of 31 days or less. The registration takes the form of a certificate valid for one year that must be prominently displayed in the rental property.

Registration Number: The CITQ registration number must be included in all short-term rental advertisements and listings, both online and offline. As of May 1, 2020, it is mandatory to display the establishment number, which consists of 6 digits, in the format "Registration #: XXXXXX". Failure to include a valid registration number can result in fines.

Bill 25: In June 2023, Quebec adopted Bill 25 to further combat illegal tourist accommodations. Starting September 1, 2023, short-term rental platforms like Airbnb are prohibited from listing any properties that do not display a valid CITQ registration number and certificate expiration date. Platforms face fines of up to $100,000 per illegal listing, while hosts using false registration information can be fined up to $50,000.

Principal Residence Rentals: As of March 25, 2023, short-term rentals of a host's principal residence are permitted throughout Quebec without the need for a municipal bylaw. However, municipalities can still prohibit or restrict principal residence rentals in certain areas through a referendum process. Hosts must provide a signed Municipal Compliance Notice with their CITQ registration application for a principal residence rental.

Insurance Requirements: Under the Tourist Accommodation Act, short-term rental operators must have a minimum of $2 million in civil liability insurance coverage. This is a legal requirement separate from any additional insurance Airbnb or other platforms may offer.

Taxes: Short-term rentals in Quebec are subject to the provincial lodging tax of 3.5% on stays of 31 nights or less, which Airbnb collects and remits on behalf of hosts. Rental income is also subject to federal and provincial income taxes and must be reported by hosts.

By understanding and complying with these provincial regulations, short-term rental hosts in Sainte-Thérèse can operate legally and avoid penalties. It's important to stay up-to-date, as Quebec continues to introduce new measures to address illegal tourist rentals and their impacts on the housing market.

Does Sainte-Thérèse Strictly Enforce STR Rules?

While Sainte-Thérèse has not released specific data on its short-term rental enforcement, the general trend in Quebec suggests the city likely takes a strict approach. The province has introduced several new laws in recent years aimed at cracking down on illegal tourist rentals, such as:

1. Requiring all STRs to register with the CITQ and display a valid registration number
2. Prohibiting platforms like Airbnb from listing unregistered properties
3. Imposing fines up to $50,000 on hosts providing false registration information

Quebec's largest city, Montreal, is known for actively enforcing its STR regulations. The city has a dedicated team that investigates illegal rentals, issues fines, and even conducts sting operations posing as guests to catch non-compliant hosts. In 2019 alone, Montreal inspectors visited over 5,000 properties suspected of illegal STR activity.

This strict enforcement climate extends to other nearby cities as well. For example, the Quebec cities of Saint-Laurent and Saint-Léonard have outright banned short-term rentals in most areas.

Based on discussions in online forums like Bigger Pockets and Reddit, it appears that operating STRs in Quebec without proper registration and permits is very risky. Several hosts have reported receiving cease-and-desist letters and substantial fines for running illegal rentals, even in areas without explicit bans.

While there will always be some hosts who try to skirt the rules, the consensus is that most STRs in Quebec cities are now operating legally and in compliance with provincial and municipal regulations. The stiff penalties for violations and active enforcement have made it increasingly difficult to run under the radar.

Therefore, it's reasonable to conclude that Sainte-Thérèse is likely not a particularly Airbnb-friendly city compared to some other markets with looser regulations. Hosts should expect the city to enforce its STR rules and Quebec's provincial requirements, which are among the strictest in Canada. Attempting to operate without full licensing and registration is inadvisable, given the legal and financial risks involved.

How to Start a Short-Term Rental Business in Sainte-Thérèse

Starting a short-term rental business in Sainte-Thérèse requires careful planning and compliance with local regulations. Here are the key steps to get started:

Research local regulations: Thoroughly review Sainte-Thérèse's zoning bylaws, permit requirements, and any regional or provincial regulations that apply to short-term rentals. In Quebec, hosts must obtain a classification certificate from the CITQ and display their establishment number on all listings.

Develop a business plan: Outline your target market, pricing strategy, marketing approach, and financial projections. Consider the costs of furnishing and maintaining your rental, as well as any additional services you plan to offer guests.

Choose a property: Select a property that complies with local zoning rules and has strong potential to attract guests. Consider factors like location, amenities, and proximity to popular attractions. If you plan to rent out your primary residence, ensure it meets all safety and habitability standards.

Obtain necessary permits and licenses: Apply for a CITQ classification certificate and any required local permits, such as a commercial activity occupancy permit from the Sainte-Thérèse permits office. Gather all mandatory documents like proof of insurance, floor plans, and a fire safety protocol.

Set up your rental space: Furnish and equip your rental to provide a comfortable, inviting space for guests. Invest in quality furniture, linens, and amenities that match your target market's expectations. Ensure the space is thoroughly cleaned between each stay.

Establish house rules and policies: Clearly outline your expectations for guests, including check-in/check-out times, maximum occupancy, noise restrictions, and pet policies. Develop a comprehensive rental agreement that protects your property and limits your liability.

List your rental on popular platforms: Create attractive listings on sites like Airbnb and Vrbo, showcasing your rental's best features through high-quality photos and detailed descriptions. Set competitive rates based on your market research and operating costs.

Implement a management system: Establish an efficient system for handling bookings, guest communication, cleaning, and maintenance. Consider using vacation rental software to automate tasks and streamline operations. Designate a local contact who can quickly respond to guest issues.

Promote your rental: In addition to listing on major platforms, develop a marketing strategy to reach your target audience. This may include creating a website, leveraging social media, and partnering with local businesses or tourism boards to cross-promote your rental.

Comply with tax obligations: Register to collect and remit the GST, QST, and lodging taxes as required. Track your rental income and expenses diligently, and consult with a tax professional to optimize your deductions and ensure full compliance.

Successfully implementing these steps requires attention to detail, strong communication skills, and a commitment to providing exceptional guest experiences. Stay informed about industry trends and best practices, and be prepared to adapt your strategy as needed. By prioritizing compliance, quality, and customer service, you can build a thriving short-term rental business in Sainte-Thérèse.

Who to Contact in Sainte-Thérèse about Short-Term Rental Regulations and Zoning?

For questions related to short-term rental regulations, zoning, and permits in Sainte-Thérèse, hosts should contact the following city departments:

Urban Planning and Sustainable Development Department (Service de l'urbanisme et du développement durable)

1. Phone: 450-434-1440, ext. 2208
2. Email: udd@sainte-therese.ca

Contact this department for inquiries about zoning bylaws, permitted uses, and occupancy permits for short-term rentals.

Legal Services Department (Services juridiques)

1. Phone: 450-434-1440
2. Email: servicesjuridiques@sainte-therese.ca

Reach out to Legal Services for any other questions related to municipal regulations and bylaws governing short-term rentals.

Hosts can also visit or mail documents to Sainte-Thérèse City Hall at:

Hôtel de ville de Sainte-Thérèse
6, rue de l'Église
Sainte-Thérèse, Québec J7E 3L1

In addition to city contacts, short-term rental operators may find it helpful to connect with other hosts and stay up-to-date on regulatory changes through online communities. While there don't appear to be any Sainte-Thérèse specific groups, some relevant resources for Quebec hosts include:

The Regroupement des gestionnaires et copropriétaires du Québec (RGCQ), a non-profit association representing rental property owners and managers in the province. Their website at rgcq.org provides updates on laws and regulations affecting rentals.

The "Airbnb Hosts Quebec" Facebook group where hosts across the province share experiences and advice.

The "Airbnb Canada" section on the AirHostsForum.com discussion boards.

By utilizing these city contacts and online resources, short-term rental hosts in Sainte-Thérèse can ensure they have the latest information to operate in compliance with municipal and provincial requirements. Open communication with local officials is key to running a successful and legally compliant short-term rental business.

What Do Airbnb Hosts in Sainte-Thérèse on Reddit and Bigger Pockets Think about Local Regulations?

After searching online forums and social media, I did not find any discussions or comments specifically from Airbnb hosts in Sainte-Thérèse about the city's short-term rental regulations. The area does not seem to have a large online presence of vocal STR operators sharing their experiences.

However, a few threads mention Sainte-Thérèse and the surrounding region in a more general housing context:

In a post on the r/montrealhousing subreddit, a user shared their experience finding an affordable apartment in the Little Italy/Petite-Patrie area of Montreal. Some commenters noted that rents have increased significantly in the city compared to a few years ago. While not directly about Sainte-Thérèse, this suggests a competitive rental market in the greater Montreal region.

On r/Quebec, a post from someone who accepted a job in Mirabel asked about the best places to live nearby. Respondents suggested the Sainte-Thérèse/Blainville area due to its proximity and amenities. The thread implies Sainte-Thérèse is a convenient location for those working in Mirabel.

Another post on r/montreal discussed the feasibility of commuting daily from Montreal to Mirabel Airport for work. Some users recommended living in Laval or other North Shore communities to reduce the commute. A few mentioned that while doable, the drive could become miserable, especially in winter conditions. This provides added context to the desirability and challenges of living in Sainte-Thérèse and commuting to Montreal.

While these discussions are not directly about Airbnb hosting or STR regulations, they offer some relevant insights. The appeal of Sainte-Thérèse as an affordable option close to economic hubs like Mirabel and Montreal could make it an attractive location for short-term rentals. However, the lack of online discussion from hosts suggests the STR market may be limited or that operators are not very active in online communities.

To gauge host sentiment and experiences, it would be helpful to connect with Sainte-Thérèse STR operators directly or seek out region-specific forums. Without more specific information, it's difficult to characterize how hosts are responding to local regulations in the city.

Disclaimer: While we here at BNBCalc strive to keep all of our city regulation guides updated and accurate with all the latest local laws, we still do not suggest using them as your sole or primary source for local regulations. We also do not recommend you rely on the third-party sources we link to or reference, and we are not responsible for any of the information on these third-party sites. These guides are for entertainment purposes only and only provide basic information and should not be considered as legal advice.

We highly recommend directly contacting the responsible parties for each city and hearing what their officials have to say. Ultimately, it's your responsibility as an investor to ensure you fully comply with the local laws, and it's best to speak with professionals before making an investment decision.