Get an STR Mortgage from a lender who knows STRs
Compare conventional and DSCR loans from top lenders specializing in short-term rental properties.
Conventional Home Loans
Brian Bockholdt | Alliant Credit Union
Expert STR lending from a fellow STR investor and top 1% national originator
Rates from
6.75%
30+ years of mortgage experience ($1B+ in originations)
Closed 3 loans for our BNB Calc team near prime rates
Personal STR investor (owns several Airbnbs)
Understands STR market dynamics and financing needs
DSCR & Investment Loans
Easy Street Mortgages | Zach Edelman
Flexible, competitive loans for cash-flowing investment properties
Rates from
6.00%
Up to 85% financing
Purchase or refinance
FICO score of 620+
Title in LLC/Corporation
Qualify based on your property’s income potential, not your personal income.
If projected rental income > mortgage payment, you can qualify
Why Use an STR Lender?
Traditional lenders often struggle to understand the unique aspects of short-term rental investments. STR-specialized lenders offer distinct advantages:
Use projected STR income to qualify
Higher debt-to-income ratios accepted
Faster closing times
Helpful Tools
What Our Customers Say
"The DSCR loan process was incredibly smooth. We closed in just 3 weeks and the rates were exactly what we needed for our STR investment."
Michael Chen
Mountain Cabin in Colorado
"Using a specialized STR lender made all the difference. They understood our business model and didn't require traditional income documentation."
Sarah Martinez
Beach Condo in Florida
Ready to get started?
Compare loan options and get pre-qualified today. Our lending experts are here to help you find the perfect financing solution.